Isabel Moreno
Macro & monetary policy correspondent
Isabel Moreno writes on macroeconomics, central-bank policy and European banking from London. Former economist at the Bank of Spain; MSc, LSE.
FDIC Analysis: Top Depositors Drove 2023 Regional Bank Runs
The FDIC's latest report highlights how depositor behavior, particularly among those with uninsured funds, precipitated the swift collapse of regional banks like Silicon Valley Bank and Signature Bank in early 2023.

Mascoma and Androscoggin Banks Forge Mutual Partnership for Regional Growth
Mascoma Bank and Androscoggin Bank will merge under a new mutual holding company, ClearNorth Financial, aiming to enhance scale and innovation amidst regional banking pressures.
Federal Gas Tax Holiday: A Policy Debate with Broad Implications
The proposed suspension of the federal gas tax raises questions over its efficacy in alleviating consumer costs and its wider economic consequences.
Hong Kong Regulator Steps Up as Collection Agent for Investors
The Securities and Futures Commission's unprecedented role in enforcing investor claims signals a new chapter for market accountability in Hong Kong.
2027 Social Security COLA Forecast Rises to 3.9% Amid Inflation Spike
The projected 3.9% cost-of-living adjustment for 2027 highlights inflation’s persistent impact on retirees’ budgets, driven by rising fuel and food prices.
Kevin Warsh's Federal Reserve: A Shift in Monetary Policy with Tax Implications
Kevin Warsh's confirmation as Federal Reserve Chair signals potential shifts in interest rates and household tax burdens.
Investors Rethink Savings Strategies as Employers Pause 401(k) Matches
The suspension of 401(k) matches by some companies forces workers to reassess retirement planning and consider tax-efficient alternatives.
New World Development's Stalled Projects Expose Hong Kong Real Estate Woes
New World Development's shares fell sharply after admitting stalled progress on key projects, reflecting challenges in Hong Kong's property market amid economic and regulatory pressures.
Soaring Fertiliser Costs Threaten Global Food Security
Geopolitical tensions and energy supply disruptions have sent fertiliser prices skyrocketing, posing a dire risk to agricultural supply chains and food availability worldwide.
Stephen Miran’s Exit from the Fed: What It Means for U.S. Monetary Policy
Stephen Miran's resignation from the Federal Reserve Board signals a leadership change under Kevin Warsh, though monetary policy shifts remain unclear.

Geopolitics and Markets: How Trump-Xi Talks Shape Investor Sentiment
Trade tensions and diplomatic talks are driving market volatility, revealing the deep connection between politics and economics.
China’s Bond Market Strains Under Rising Defaults Amid Property Crisis
As property developers grapple with mounting debt, China’s bond market faces critical risks that could destabilize the financial landscape.
